Terms of Service

Effective Date: August 24, 2026 Last Updated: August 24, 2026

These Terms of Service are entered into by and between you and Locammend Corp., a Delaware corporation (“Company,” “we,” “us,” or “our”). These Terms of Service, together with any documents expressly incorporated by reference (collectively, the “Terms”), govern your access to and use of the Company’s websites, mobile applications, digital business card platform, and related products, features, content, functionality, and services (collectively, the “Services”), whether you access or use the Services as a guest or registered user.

Please read these Terms carefully before you purchase a subscription or start to use the Services. By using the Services or by purchasing a subscription, you accept and agree to be bound and abide by these Terms and our Privacy Policy, found at https://card.locammend.com/privacy, incorporated herein by reference. If you do not want to agree to these Terms or the Privacy Policy, you must not access or use the Services.

By creating an account, accessing, purchasing, or using the Services, you agree to be bound by these Terms, our Privacy Policy, our Subscription, Downgrade and Billing Policy, and any additional terms presented in connection with specific features or services.

If you do not agree to these Terms, you may not use the Services.

1. Eligibility

You must be at least 16 years old to use the Services.

If you are under the age of legal majority where you live, you may use the Services only with the permission of your parent or legal guardian.

If you use the Services on behalf of a company, organization, or other entity, you represent and warrant that you have authority to bind that entity to these Terms.

2. Description of the Services

Our Services allow users to create, manage, enhance, and share digital business cards and related professional information.

Depending on your account, subscription plan, and available features, the Services may allow you to:

• Create and manage digital business cards;
• Add professional, business, social, and contact information;
• Publish and share digital business cards;
• Create, manage, or display posts and other account content;
• Extract information from materials, content, websites, or other permitted sources;
• Automatically populate or auto-fill professional information;
• Retrieve, organize, process, or supplement professional and business-related information;
• Access account and content history;
• Use automated tools designed to assist with digital business card creation and management; and
• Access additional features that we may make available from time to time.

Certain features may be limited to specific subscription plans and may be subject to usage allowances, quotas, or rate limits.

3. Accounts

You may be required to create an account to use some or all of the Services.

You agree to:

• Provide accurate and reasonably current account information;
• Keep your login credentials confidential;
• Take reasonable steps to prevent unauthorized access to your account; and
• Promptly notify us if you believe your account has been compromised.

You are responsible for activity conducted through your account except to the extent caused by our failure to maintain reasonable security measures.

You may not sell, transfer, rent, or provide unauthorized access to your account.

4. Digital Business Cards and Public Information

Digital business cards are intended to be shared.

Information that you intentionally place on a publicly accessible or shared digital business card may be viewed by other people who access or receive that card.

Depending on how you distribute your card and the functionality you enable, information you make public may be copied, saved, forwarded, indexed, or otherwise used by third parties.

You are responsible for deciding which information you choose to publish or share.

Do not place confidential, highly sensitive, or private information on a publicly accessible digital business card unless you intend for that information to be accessible to others.

5. User Content

“User Content” means text, photographs, profiles, posts, business information, links, files, contact information, and other materials that you submit, upload, create, or provide through the Services.

You retain ownership of your User Content.

By providing User Content to the Services, you grant us a non-exclusive, worldwide, royalty-free license to host, store, reproduce, process, format, transmit, display, and otherwise use the User Content only as reasonably necessary to:

• Provide the Services;
• Perform functions requested by you;
• Maintain and secure the Services;
• Troubleshoot and support the Services;
• Comply with applicable law; and
• Improve the functionality and performance of the Services.

This license does not transfer ownership of your User Content to us.

The license ends when the relevant User Content is deleted from our active systems, except to the extent continued retention is reasonably necessary for backups, security, fraud prevention, legal compliance, dispute resolution, or other lawful purposes described in our Privacy Policy.

You represent that you have the rights and permissions reasonably necessary to submit User Content and permit us to process it as described in these Terms.

6. Information Concerning Other People

Certain features may allow you to submit, retrieve, extract, organize, or process professional or business-related information concerning another person.

You may use those features only for lawful and legitimate purposes.

You may not use the Services for:

• Harassment;
• Stalking;
• Doxxing;
• Identity theft;
• Fraud;
• Unlawful discrimination;
• Unlawful surveillance;
• Threats or intimidation;
• Unlawful unsolicited communications;
• Unauthorized collection of sensitive personal information; or
• Any other unlawful or abusive purpose.

You may not use the Services to collect or use information in a manner that violates another person's privacy, intellectual property, contractual, or other legal rights, or for fraudulent, abusive, harassing, or otherwise unlawful purposes.

If you provide non-public information concerning another person, you are responsible for ensuring that you have the legal right, permission, or other appropriate basis to provide and use that information.

7. Extraction, Auto-Fill, and Information Retrieval

Certain features may extract, retrieve, organize, infer, recommend, or auto-fill professional or business-related information.

Depending on the feature, such information may be derived from:

• Information provided by you;
• Sources identified or directed by you;
• Publicly available information;
• Permitted third-party data sources; or
• Other sources lawfully available to us or our service providers.

These features are provided as assistance and convenience tools.

Extracted, retrieved, suggested, inferred, or automatically populated information may be incomplete, inaccurate, outdated, duplicated, or associated with the wrong person or organization.

You are responsible for reviewing information before publishing, sharing, relying on, or otherwise using it.

We do not guarantee that automatically extracted, retrieved, inferred, or populated information will be complete, accurate, or current.

8. Usage Limits and Fair Use

Certain features, including extraction, posting, auto-fill, information retrieval, automated processing, and similar functionality, may be subject to usage allowances, quotas, rate limits, or technical restrictions.

Different subscription plans may include different usage allowances. Current plan-specific allowances will be displayed on our pricing page, subscription interface, within the Services, or otherwise communicated to you.

8.1 Free Plan Extraction Allowance

The Free Plan currently includes 7 extraction uses per calendar month.

For purposes of the Free Plan extraction allowance, a “calendar month” begins at 12:00 a.m. UTC on the first day of each calendar month and ends immediately before 12:00 a.m. UTC on the first day of the following calendar month. Dates and times displayed in the Services may be shown in your device’s local time zone. As a result, a Free Plan extraction reset may appear to occur on the previous or following calendar day depending on your location. For purposes of determining the applicable reset time, the UTC-based reset described above will control.

For accounts that remain on the Free Plan, the extraction allowance resets to 7 extraction uses at 12:00 a.m. UTC on the first day of each calendar month.

If an account transitions from a Plus or Ultimate plan to the Free Plan during a calendar month, the account will receive a new Free Plan allowance of 7 extraction uses when the transition becomes effective.

Any unused extraction allowance from the prior paid plan will expire when the paid subscription billing cycle ends and will not carry over to the Free Plan. Extraction usage under the prior paid plan will not reduce the new Free Plan allowance.

The Free Plan allowance will remain available for the remainder of that calendar month. At 12:00 a.m. UTC on the first day of the next calendar month, any unused Free Plan allowance will expire and the account will receive a new allowance of 7 extraction uses.

Current Free Plan posting, auto-fill, and other applicable limits, if any, will be displayed on our pricing page, within the Services, or otherwise communicated to you.

8.2 Paid Plan Usage Allowances

Extraction and posting allowances associated with Plus and Ultimate are generally measured according to the applicable monthly subscription billing cycle.

Other features, including auto-fill, may also be subject to plan-specific allowances or limits as communicated through the Services.

Current plan-specific allowances are displayed on our pricing page, subscription interface, within the Services, or otherwise communicated to you.

8.3 Scheduled Downgrades

If a downgrade is scheduled to take effect at the end of the current subscription billing cycle, the current paid plan and its remaining usage allowances will remain available until that billing cycle ends.

Until the change becomes effective, you may continue using the remaining extraction, posting, and other applicable allowances associated with your current plan.

Scheduling a downgrade or downgrade to free does not immediately replace your current paid-plan allowance with the allowance of the future plan.

When the current billing cycle ends:

• An Ultimate-to-Plus downgrade becomes subject to the Plus Plan's then-current features and usage allowances; or
• A paid subscription that ends becomes subject to the Free Plan's then-current features and usage allowances.

Upon transition to Free, the Free Plan extraction allowance applicable to the relevant calendar month will apply. The Free Plan currently provides up to 7 extraction uses per calendar month.

8.4 Expiration and Plan Changes

Unless we expressly state otherwise, unused paid-plan extraction, posting, or other usage allowances expire when the applicable subscription billing cycle ends.

Unused usage allowances:

• Do not roll over into a subsequent billing cycle;
• Do not transfer to another subscription plan;
• Do not become additional Free Plan allowance;
• Do not have cash value;
• Are not refundable;
• Are not transferable between accounts; and
• Do not constitute an account credit or monetary balance.

When a plan change becomes effective, the features and usage allowances applicable to the new plan will apply.

8.5 Upgrades

If a Plus subscription is successfully upgraded to Ultimate during an active billing cycle, Ultimate features and the applicable Ultimate usage rules become effective upon successful completion of the upgrade.

The manner in which usage already consumed during that billing cycle is reflected in the applicable Ultimate allowance will be administered as shown within the Services.

8.6 Fair Use, Security and Abuse Prevention

Usage allowances included with a subscription plan are separate from technical, security, and abuse-prevention restrictions that may apply to the Services.

Usage restrictions are intended to maintain service quality, allocate resources fairly, and protect the Services and our users from abuse, fraud, malicious automation, excessive traffic, and attacks.

You may not circumvent or attempt to circumvent any:

• Usage allowance;
• Quota;
• Rate limit;
• Subscription restriction;
• Access restriction;
• Security control; or
• Technical safeguard.

Prohibited conduct includes:

• Creating or using multiple accounts to evade restrictions;
• Using unauthorized bots, scripts, or automated systems to bypass limits;
• Manipulating requests, identifiers, or usage measurements;
• Interfering with usage tracking;
• Attempting unauthorized access; or
• Otherwise intentionally defeating technical restrictions.

We may apply reasonable rate limits, security restrictions, request-frequency limits or technical safeguards to certain features, including extraction where reasonably necessary to protect the security, integrity, availability, or performance of the Services.

These security and abuse-prevention measures may apply even if you have unused extraction or other usage allowance remaining under your applicable plan.

Security-related limits may be adjusted from time to time based on factors such as suspected abuse, automated activity, unusual usage patterns, security risks, system conditions, service availability, or other reasonable operational considerations.

Security-related restrictions may temporarily limit the frequency or manner in which a feature may be used, but do not change the stated aggregate usage allowance associated with your applicable subscription plan unless otherwise disclosed to you.

We may temporarily restrict or suspend affected functionality where we reasonably determine that activity is abusive, malicious, excessively automated, threatens the security, availability, or integrity of the Services, or attempts to circumvent applicable safeguards.

9. Acceptable Use

You may not use the Services to:

• Violate applicable law or regulation;
• Infringe intellectual property, privacy, publicity, contractual, or other rights;
• Impersonate another person or organization;
• Misrepresent your identity or affiliation;
• Upload malicious software or code;
• Attempt unauthorized access to systems, accounts, networks, or data;
• Probe, scan, or test vulnerabilities without authorization;
• Interfere with the availability or operation of the Services;
• Conduct denial-of-service attacks;
• Scrape or crawl the Services using unauthorized automated means;
• Circumvent subscription, trial, usage, or security restrictions;
• Engage in fraud, phishing, identity theft, stalking, or harassment;
• Use information obtained through the Services for unlawful purposes; or
• Assist another person in violating these Terms.

10. Subscription Plans

We currently offer:

• Free;
• Plus; and
• Ultimate.

Paid subscriptions, pricing, recurring billing, upgrades, downgrades, refunds, free trials, and related payment rules are governed by our Subscription, Downgrade and Billing Policy, which is incorporated into these Terms by reference.

Different plans may provide different features and usage allowances.

Purchasing a paid plan does not provide unlimited use of a feature unless we expressly identify that feature as unlimited.

11. Payment Processing

Paid subscriptions and certain trial-related payment methods are processed through Stripe or another payment processor designated by us.

We generally do not directly collect or store your complete payment card information.

Payment processing may also be subject to the applicable payment processor's terms and privacy practices.

12. Third-Party Services

The Services may link to or integrate with third-party:

• Websites;
• Social networks;
• Payment providers;
• Data-processing providers;
• Information sources;
• Applications; or
• Other services.

We do not control independent third parties and are not responsible for their availability, content, privacy practices, or independent conduct.

Your use of a third-party service may be governed by separate terms between you and that provider.

13. Intellectual Property

Except for User Content and third-party materials, the Services and associated:

• Software;
• Interfaces;
• Designs;
• Graphics;
• Branding;
• Databases;
• Documentation; and
• Features

are owned by or licensed to us and are protected by intellectual property and other applicable laws.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the Services for their intended purposes.

No rights are granted except as expressly stated.

14. Feedback

If you voluntarily provide suggestions, recommendations, ideas, or other feedback concerning the Services, you grant us the right to use that feedback without restriction or compensation.

This provision does not transfer ownership of unrelated User Content or personal information.

15. Privacy

Our collection, use, disclosure, protection, and retention of personal information are described in our Privacy Policy.

16. Suspension and Termination

We may suspend, limit, or terminate access to the Services if we reasonably determine that:

• You materially violated these Terms;
• Your activity is fraudulent, abusive, or malicious;
• Your use creates a material security or legal risk;
• You repeatedly attempt to circumvent usage or subscription restrictions;
• Required subscription payments remain unpaid;
• Suspension is reasonably necessary to protect the Services or other users; or
• Applicable law requires us to do so.

Where reasonably practicable and appropriate, we may provide notice before suspension or termination.

17. Account and Card Deletion

Deleting a digital business card or account is separate from changing your subscription plan. If you delete your account, your account data will be handled in accordance with our Privacy Policy. If you have an active paid subscription, you should first ensure that your subscription has been downgraded to Free or otherwise terminated through the available billing controls, unless the account-deletion flow expressly states that it will also end the paid subscription.

18. Changes to the Services

We may modify, improve, add, remove, or discontinue features from time to time.

We may make reasonable changes necessary for:

• Security;
• Abuse prevention;
• Reliability;
• Performance;
• Legal compliance;
• Technology changes; or
• Product development.

Where applicable law requires advance notice or consent for a material change to a paid service, we will provide such notice or obtain such consent.

19. Service Availability

We do not guarantee uninterrupted or error-free availability.

The Services may occasionally be unavailable due to maintenance, technical failures, upgrades, third-party interruptions, security incidents, or circumstances outside our reasonable control.

20. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND OTHER WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED.

WE DO NOT WARRANT THAT:

• THE SERVICES WILL ALWAYS BE AVAILABLE OR ERROR-FREE;
• AUTOMATICALLY EXTRACTED, RETRIEVED, AUTO-FILLED, GENERATED, OR DISPLAYED INFORMATION WILL ALWAYS BE COMPLETE, ACCURATE, OR CURRENT;
• THE SERVICES WILL MEET EVERY USER'S PARTICULAR REQUIREMENTS; OR
• EVERY SECURITY THREAT OR UNAUTHORIZED ACTIVITY CAN BE PREVENTED.

Nothing in these Terms excludes any warranty or consumer right that cannot lawfully be excluded.

21. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Locammend Corp. AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, GOODWILL, BUSINESS OPPORTUNITY, OR DATA, ARISING OUT OF OR RELATING TO THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO US FOR THE SERVICES DURING THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

These limitations do not apply where liability cannot legally be limited or excluded.

22. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Locammend Corp. and its affiliates, officers, directors, employees, and agents from third-party claims, losses, damages, liabilities, and reasonable costs arising from:

• Your unlawful use of the Services;
• Your material violation of these Terms;
• User Content that infringes another person's rights; or
• Your intentional misuse of information concerning another person.

This provision does not apply to the extent a claim results from our own unlawful conduct or liability that cannot legally be shifted to you.

##23. Governing Law and Jurisdiction

All matters relating to the Services and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Delaware without giving effect to any choice or conflict of law provision or rule (whether of the State of Delaware or any other jurisdiction).

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Services shall be instituted exclusively in the federal courts of the United States or the courts of the State of Delaware, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

24. Arbitration

​At Company's sole discretion, it may require you to submit any disputes arising from these Terms or use of the Services, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Delaware law.

25. Changes to These Terms

We may update these Terms to reflect changes to the Services, business practices, technologies, security requirements, or applicable law.

When these Terms are updated, we will revise the “Last Updated” date.

Where a change materially affects your rights or obligations, we will provide additional notice or obtain consent where required by applicable law.

26. Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

27. Waiver and Severability

No waiver by the Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

28. General

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect.

Our failure to enforce a provision does not waive our right to enforce it later.

You may not assign these Terms without our consent except where applicable law provides otherwise.

We may assign these Terms in connection with a merger, acquisition, corporate restructuring, financing, or sale of substantially all relevant assets.

These Terms, together with our Privacy Policy, Subscription, Downgrade and Billing Policy, and applicable feature-specific terms, constitute the agreement between you and us concerning the Services.

29. Your Comments and Concerns

The Services are operated by Locammend Corp. with a mailing address of Locammend Corp., PO Box 22307, Pittsburgh, PA 15222.

All notices of copyright infringement claims should be sent to localadvocate@locammend.com. All other feedback, comments, requests for technical support, and other communications relating to the Services should be directed to: localadvocate@locammend.com .

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